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Drogheda Credit Union is offering current accounts

Simple, fast, and easy to sign up with our switching code

Online banking 24/7 access
Globally accepted Visa debit card
Use card in store, online or at ATMs
Contactless payments
Apple Pay, Google Pay & Google Wallet
Overdraft (over 18s only, T&Cs apply)

Switching to our current account is easy with our switching code. It takes just a few minutes to set up, ensuring a smooth move for our members.
Online, in-office, you choose your preferred way
Enjoy the same friendly faces and great service you’ve come to expect from Drogheda Credit Union
Global Access: Access your funds worldwide with our globally accepted debit card, offering convenience wherever you go.
Transparent, Low Fees: Experience complete transparency with low fees, ensuring you’re always in control of your finances.

Our overdraft offers flexibility to smooth out irregular expenses across the year, with an interest rate of 12% (only on what is overdrawn). T&Cs apply, and each application is assessed individually.
The available overdraft range is from €200 to a €5000.
You can overdraw your current account to an agreed limit for short term borrowing requirements e.g. A few days before salary.
The overdraft facility fee is €25 per annum which is paid at application and every 12 months after that.
Members must achieve 30 days credit in a 12 month period, commencing with the first debit balance day of the overdraft.

Current Account Information

Current Account Brochure

Current Account Terms & Conditions

Schedule of Fees & Charges

Fraud Information Booklet

Fraud & Scam Information

Currency Conversion Calculator

Switcher Form for Current Accounts

Current Account Switcher Pack

Choosing a Credit Union Current Account over a traditional bank offers several advantages:

Personalised Service: Credit unions are member focused. Unlike large banks, credit unions always choose to create relationships with their members, providing tailored financial solutions to meet individual needs.
Member Ownership: Credit union members are also owners. This means decisions are made with the best interests of members in mind.
Community Focus: Credit unions are deeply rooted in the communities they serve. By banking with a credit union, you’re supporting local initiatives and contributing to the social and economic development of our shared community.
Ethical & Inclusive Practices: Credit unions operate based on cooperative principles, focusing on fairness, transparency, and ethical practices. This commitment to ethical banking ensures that members are treated with respect and integrity.
Financial Education and Support: Credit unions often provide financial education resources and personalised support to help members make informed decisions about their finances. Whether you’re looking to save for the future or manage debt, credit unions are there to support you every step of the way.

Terms & Conditions:

Please note our Terms and Conditions changed as of September 2025.

- Download Current Account & Debit Card TC’s Drogheda CU
- Download Schedule of Fees & Charges Drogheda CU

If we issue you a debit card, Transact Payments Malta Limited (which is an authorised e-money institution) will also be a controller of your personal data. In order for you to understand what they do with your personal data, and how to exercise your rights in respect of their processing of your personal data, you should review their privacy policy which is available here: TPML Privacy Policy 
Visa is a trademark owned by Visa International Service Association and used under license. This Visa card is issued by Transact Payments Malta Limited  pursuant to licence by VISA Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879 Apple Pay is a trademark of Apple Inc. Google Pay and Google Wallet are trademarks of Google LLC