Yes we do. We have one of the most competitive current accounts on the market today, with low fees, a globally accepted ATM card, Apple Pay, Google Pay and so much more. Find out more here.

Phone our member support team on 0419838496

Yes, we offer a comprehensive mobile banking app that allows you to manage your accounts, set up payments, transfer funds, apply for a loan and access your account statements. The App is available for both android and iphones.

Register for online banking

To safeguard your funds and prevent financial fraud, we are unable to send your member number via email. Please call our phone services team on 0419838496 and a member of our team will be happy to assist you.

First of all, thank you. We are working hard to become sustainable in all our practices and reducing paper is a real focus for us. You can update your preferences the next time you call in, or email info@droghedacu.ie and a member of our team will help you go green with Drogheda Credit Union.

• Employment detail summary certificate
• Most recent 3 months bank statements

Self Employed:

• Last set of certified accounts
• Self assessment letter from the Revenue Commissioners
• Form 11 Returns
• E-Tax Clearance Certificate
• Most recent 3 months bank statements

Social Welfare:

• Welfare Payment Receipts
• Most recent 3 months bank statements

In addition to the above:

• A signed Data Protection Form will be required for spouse/partner/guarantor
• For certain loans you may be required to supply additional information

Yes, however, joining is easy and online too. If you live, work or study in Drogheda, Dunleer, East Meath & Trim (called our Common Bond) we would be delighted to welcome you as our newest member and at the same time, you can apply for a loan.

Join Us

We work hard to process loan applications as quickly as possible. In many cases, you can expect to receive a decision within 24 to 48 hours after submitting your application.

Several factors can impact the processing time of your loan application, including the completeness of your application, the complexity of your application, and the volume of applications being processed at the time. By applying online, uploading all your documents and allowing us access to your bank statements, you make the process of loan assessment much quicker. We contact you for any additional information and with a decision as quickly as possible.

Apply for a Loan

Generally no, you can apply for a Top-Up to an existing loan once you can show clear repayment history on the original loan over a period of time. Factors that we consider include the balance remaining on the loan and the loan term left, your affordability to repay should the loan repayment amount increase and finally the purpose of the new loan. What we advise, if you have a question, we are here to help: loans@droghedacu.ie

Yes, whether you are a first time buyer, moving into your next home or switching mortgages, our dedicated mortgage team would be delighted to help you make your move. We are also delighted to support the Local Authority Tenant Incremental Purchase Scheme for eligible tenants.

You can email mark@droghedacu.ie with any of your mortgage queries or call 041 9838496

Click here for Mortgage information

• Photographic Proof of Identity
• Written Proof of Address in your name (Dated within the Last 6 Months)
• Proof of PPS Number

Click here for full details

A common bond is the connection we share together as members of Drogheda Credit Union. It’s the thing that links us, whether it’s where we live, work, or study or the industry we work in. The common bond defines who can join Drogheda Credit Union. So, if you live, work or study in Drogheda, Dunleer, East Meath, or Trim, you’re welcome to become our next member.

Join Us

Yes, our popular Youth Account is for children under 16. Learn more about opening an account for your child and creating a lifetime savings habit for their financial independence.

We can check for you. If an account becomes inactive, we will contact you at the contact details you gave us. Sometimes, a member may have moved house, and those details are no longer valid. We would love to see you reactivate your account and share that credit union difference with you again. Email us at info@droghedacu.ie and we will be happy to help you. Alternatively, the next time you are near any of our branches, drop in and speak to a member of our team at the counter.

Yes. The term shares is used to describe your savings, one share is equal to €1 in savings. A credit union is a cooperative, which means it is owned by its members. As a member you have a “share” in the Credit Union, the more shares you have, the more you could receive when a surplus is recorded at the end of a financial year, and a dividend is paid out to members.

A nomination form allows members who are over 16 years of age to nominate a beneficiary to receive the property of their credit union accounts upon their death.

If you decide not to complete a nomination, the proceeds of your account will form part of your estate on your death and will be dealt with under the terms of your will, under the rules of intestacy if you make no will, or under small payment provision. We encourage all members to consider having a completed and up to date nominations form.

You can nominate anyone of your choice to receive the value of your shares/savings, up to a maximum value of €27,000. Any amount in excess of €27,000 will form part of your estate.

To complete the nomination process, you’ll need to fill out a nomination form, which must be signed and witnessed. Our staff members at Drogheda Credit Union are available to assist you with completing the relevant form and witnessing your signature. Simply ask in the office for assistance.

Yes, you can change the details of your nomination as often as you like. It’s important to note that the most recent nomination is considered the valid one. A member of our team will be happy to help with this.

Yes, it’s important to review and update your nomination regularly, especially if there are any changes in your circumstances or your chosen beneficiary. Contact us and we will be happy to help you.

Yes. Your Credit Union account has an IBAN and BIC like every account, you can set up a direct debit payment into your savings account just as you would any other bill or payee. When you are asked to put a reference on it, we recommend adding the word SHARES, sending your savings directly into your savings (shares) account with us. If you have a loan payment, you use the reference term LOAN and the money goes directly to pay down your loan with us. Members can have several direct debits set up going to their various credit union accounts.

Yes, you can. Once you have the IBAN and BIC of the account you want to send money to, you can do this from the CU Mobile App or call into our offices and a member of our team will help you. If you are not registered for our online CU Mobile App, register here, and start to manage your money and accounts anytime, anywhere.

You can see our Opening hours here.

No, never. Your financial security is our priority. Should you ever receive such a text asking you to confirm private account details through a link or similar, please do not engage. Call us on 041 9838496 and a member of our team will be happy to assist you.

We offer a wide range of member services, from savings accounts for children to savings for rainy day peace of mind. We offer insurance products, foreign exchange, PayPoint for over the counter regular utility bill payments, CU Cash accounts for household expenses and much more.

Check out our list of services here.

Our Community Support Fund supports community groups and organisations across our community to thrive and grow. If your group is fundraising, hosting an event, or looking for sponsorship, please complete this enquiry form. All requests will be considered at the monthly board meeting.