Affordable Micro Credit Loans

Due to seasonal closures, no Credit Transfers (CTs) will be processed on 25th & 26th Dec 2024 or 1st Jan 2025. Please send CTs early to ensure timely receipt of funds.

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Home » Personal Micro Credit Loan

A Trusted & Safe Alternative to Money Lenders

Our Personal Micro Credit Loan offers a secure and clear alternative to unregulated money lenders. It puts you back in control of your finances. With a low-cost loan rate of 12% (12.74% APR), you can borrow from €100 to €2000 and helps build up a healthy payment history too for any future plans.

Why Choose Drogheda Credit Union?

Same weekly loan repayment amount, no surprises
You know exactly how much you borrow, how much you pay in interest, no extra demands.

No hidden fees or penalties for early repayment
Our team is here to guide you through the loan application process

You collect your social welfare payments from the Post Office and can set up loan repayments there.
Loan Repayments are weekly the same as your social welfare payments.
Regular savings are required for 5 consecutive weeks, one after the other, before you can apply.
You must have 10% of the loan amount you need in savings with us. This shows us you can meet the loan amount.
- €10 – you can borrow €100
- €50 – you can borrow €500
- €100 – you can borrow €1000

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Why Choose Drogheda Credit Union?

To qualify for a Personal Micro Credit Loan: