Mortgages with a Difference at Drogheda Credit Union

Drogheda Credit Union Standard Variable Mortgage

Drogheda Credit Union Green Mortgage

Types of borrowers

Switcher Mortgage

  • Exempt from LTI & LTV limits
  • Available for both Standard Variable Mortgage and Green Mortgage

Employment requirements

Employees must be in permanent employment for more than 6 months and have successfully completed their probationary period. Self-Employed must be self employed for a minimum of 3 years

PAYE/ Employees

  • 3 months consecutive payslips
  • 6 months bank statements
  • Employee Detail Summary for the last 3 years
  • 6 months credit card statements
  • Salary Certificate
  • 6 months loan account statements

Self-Employed: Documents required

  • 3 years audited/trading accounts
  • 6 months personal and business bank statements (dated within last 6 months)
  • 6 months credit card statements (dated within last 6 months)
  • 6 months loan account statements (dated within last 6 months)
  • Confirmation of tax position
  • Self-Assessment Notice for the last 3 years
  • E-Tax Clearance Certificate
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